Last updated: December 2024

Please read these Terms and Conditions (“Terms”) carefully before using savvyseniorlife.com (“the Site”), operated by BrightPath Digital, L.L.C-FZ (“we,” “us,” or “our”).

Acceptance of Terms

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site.

Use of the Site

The Site provides educational information about smart retirement strategies, senior savings tips, healthcare navigation, and living well on a fixed income. You agree to use the Site only for lawful purposes and in accordance with these Terms.

You agree NOT to:

• Use the Site in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of the Site
• Use the Site to transmit harmful, offensive, or illegal content
• Interfere with the proper functioning of the Site
• Copy, reproduce, or distribute our content without permission

Disclaimer of Advice

IMPORTANT: The information on Savvy Senior Life is provided for general educational purposes only. It is NOT:

• Financial, investment, or retirement planning advice
• Medical, health, or healthcare advice
• Legal advice or counsel
• Tax advice or guidance
• A substitute for consultation with qualified professionals

Always consult with appropriate qualified professionals before making decisions about your retirement, finances, health, or legal matters.

Intellectual Property

All content on the Site, including text, graphics, logos, and images, is the property of Savvy Senior Life or its content suppliers and is protected by copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Linking to a third-party site does not imply endorsement.

Affiliate Disclosure

Some links on the Site may be affiliate links. This means we may earn a commission if you make a purchase through these links, at no additional cost to you. This helps support our site operations.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SAVVY SENIOR LIFE AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED.

We make no warranties or representations about the accuracy or completeness of the Site’s content. Information may become outdated or contain errors.

Indemnification

You agree to indemnify and hold harmless Savvy Senior Life and its operators from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective when posted on this page. Your continued use of the Site after changes are posted constitutes acceptance of the modified Terms.

Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

Contact

If you have questions about these Terms, please contact us at legal@savvyseniorlife.com.